COTI is a fintech platform which aims to deliver an enterprise grade payments system that is less expensive than its centralized finance counterparts such as Paypal, Alipay, and other global banking systems. COTI utilizes its own proof of stake blockchain network called the TrustChain, to enable fluid, instant, inexpensive and fraud-resistant retail payments. With its application COTI Pay, users can use the COTI Blockchain globally. The native token of the same name, COTI, can also be staked for various durations in order to secure a fixed return set by its founding company COTI Limited.